· Waimea Community Center ·
· Wednesdays, Nov 18, Nov 25 & Dec 2 ·

Medicare 2027: What’s Changing for Big Island Residents?

A relaxed, plain-language talk about Medicare, with time for your questions.

We’ll help you understand:

  • What’s changing for 2027, and what to do if your plan is ending

  • How Medicare works (Parts A, B, C and D) in plain language

  • Your enrollment periods and the deadlines that matter

This morning is for you if you’re :

  • On Medicare

  • Turning 65 next year

  • Helping a parent or spouse sort it out

Bring them along.

What “independent” means for you:

  • Not tied to any one insurance company

  • Compares plans from several companies in Hawaii

  • Local help, year after year

Aloha, I’m Gustavo Zabarain.

I’m a licensed insurance agent and founder of New Found Horizon. I live and work right here on the Big Island.

Here’s something many people don’t realize: when you get help with Medicare, it matters who that person works for. Many agents represent a single insurance company, so they can only show you that company’s plans.

New Found Horizon is an independent agency. I’m not employed by any one insurance company. I work with several Medicare plan companies here in Hawaii, so we can sit down together, look at your doctors, your prescriptions and your budget, and compare options side by side.

My job is to find the plan that fits you, not to fit you into a plan.

And I’m not going anywhere. I live here, so when your plan changes next year or a question comes up, you’ll know who to call.

This talk isn’t put on by any insurance company, and I won’t be promoting any one plan. It’s a plain-language look at what’s changing for 2027, with time for your questions. Bring them, and I’ll answer face to face.

See you Wednesday,

Gustavo